Services

Bankability, financial discipline, strategic advisory and solar energy.

Two specialist business lines help SMEs and institutions access capital, control their numbers, grow sustainably and reduce energy costs.

Business & Finance Consulting

Four service pillars for capital-ready SMEs.

Bankability dashboard presentation for SME investors

SME Bankability & Capital Readiness

“We get your business investor-ready and bank-ready.”

Bankability Diagnostic
Capital Raise Preparation
Bank Loan Readiness & Structuring
Credit Story & Financial Narrative Building
Covenant & Post-Disbursement Compliance Support
Refinancing & Debt Restructuring Advisory

SME Owner Financial Literacy & Book Discipline

“Know your numbers. Separate yourself from your business.”

Owner’s Financial Clinic
Separating Personal & Business Finances
Bookkeeping Set-Up & Clean-Up
Financial Dashboards for Owners
SME Finance Masterclass
Family Business & Succession Advisory

Financial Management & Growth Advisory

“Build the financial systems required for disciplined growth.”

Outsourced CFO Services
Financial Modelling & Business Planning
Business Valuation
Working Capital Optimization
Pricing & Profitability Analysis
Budgeting & Forecasting Systems
Management Reporting Design

Transaction & Strategic Advisory

“Structure better decisions, deals, market entry and impact-led growth.”

Investment Advisory & Deal Structuring
Bankability Assessments for projects and expansions
Due Diligence Support
Market Entry & Strategy Advisory
Credit & Risk Advisory
ESG & Impact Advisory

The Bankability Angle

Is Your Business Bankable?

Most SMEs are closer to being bankable than they think. We show you how by assessing records, governance, cash flow, collateral, documentation and the credibility of your growth story.

DiagnoseAssess bankability, capital readiness, records, governance and financing options.

Fix the GapsClean books, build dashboards, sharpen forecasts and prepare lender/investor documents.

Approach CapitalPackage the application, shortlist lenders or investors, and support negotiations.

Where SMEs Usually Fail

Personal and business transactions are mixed in one account.
No monthly management accounts or clean bookkeeping routine.
Cash flow forecasts are missing or not linked to real assumptions.
Tax, governance, contracts, and statutory documents are incomplete.

Book a Free 30-min Bankability Call

Rey Ray Solaris Africa Ltd

Solar energy solutions with finance built into the conversation.

Rey Ray Solaris Africa Ltd supports homes, commercial sites, institutions, farms and county facilities with feasibility, system design, financing pathways and long-term O&M.

Solar technicians checking rooftop solar panels on a commercial building

Commercial & Industrial (C&I) Solar Solutions

Residential Solar Systems

Solar for Institutions

Solar Water Pumping

Solar Financing

Operations & Maintenance (O&M)

Energy Audits & Solar Feasibility